Saving Deposits
These types of deposits are mainly aimed at encouraging the public to save their surplus earnings for their future needs with certain limits on the number of operations. This also aims at inculcating the saving habit among the public to pool the individual surplus earnings to be useful for the investment in the developmental activities of the country.
Eligibility
1. Individuals & Joint holders.
2. Non profit organization like clubs, associations and NGOs, Proprietors, Partners and Directors of companies in their individual capacity .
3. Minors below 18 years of age, can open along with their natural / legal guardian and the account could be operated by the guardian only for the benefit of minors.
4. Minors above 10 years of age, provided they are able read, write and sign uniformly.
5. Firms and Business units can't open saving accounts.
DOCUMENTS REQUIRED
1. FOR INDIVIDUALS
a. Customer identification (Tazkira / passport )
2. FOR OTHER TYPE OF CUSTOMERS VIZ SOCIAL AND NON-GOVERNMENT, NON-PROFIT ORGANIZATIONS.
a. Copy of license for conducting the business from the concerned authorities.
b. Registration certificate of the organization.
c. Bye-laws and constitutions of the organization.
d. Board resolution / Management decision to open account.
e. Tazkiras / passports of the persons authorized to open and operate the account.
f. TIN number (Afghanistan Tax Index Number).
g. Introduction letter from any existing customer.
FEATURES
1. Accounts will be opened in AFN, USD, GBP and EURO.
2. No account opening and account maintaining charges.
3. One cheque book will be issued free of cost on opening of the account.
4. Pass book, customer ID card, statement of account will be given free of charges.
5. ATM debit card will be issued free of charges.
6. Collection of local cheques will be done at no cost.
7. Internet Banking Facilities will be provided free of charges on specific request with secured passwords.
8. For Minimum balance requirements and other features, refer the details from the relevant specific scheme.
9. Zero minimum balance requirements for salaried accounts.